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Works with statements from Schwab, Fidelity, Vanguard, TD Ameritrade, E*TRADE, Merrill Lynch, and more.
Works with statements from Schwab, Fidelity, Vanguard, TD Ameritrade, E*TRADE, Merrill Lynch, and more.
🏦 Schwab
🏦 Fidelity
🏦 Vanguard
🏦 TD Ameritrade
🏦 E*TRADE
🏦 Merrill Lynch
🏦 Robinhood
🏦 IBKR
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Portfolio Health Score
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Analyzing your portfolio…
Base50 ptsStarting point for every portfolio
Diversification±20 ptsAsset class mix, geography, number of holdings. Higher spread = higher score.
Fees+20 ptsER < 0.10% → +20; < 0.20% → +10; 0.20–0.40% → neutral; > 0.40% → −8 to −15
Bonds+10 ptsAny bond allocation adds a stability bonus (not required for young / aggressive investors)
International+8 ptsMeaningful non-US exposure (>5% of portfolio). Includes global ETFs with international holdings.
Concentration−10 ptsSingle ETF > 60% of portfolio, or >50% concentrated in one sector (correlation risk)
Grades: A ≥ 85 · B ≥ 75 · C ≥ 62 · D ≥ 50 · F below 50. This score reflects portfolio construction quality, not expected returns. An aggressive portfolio can score a C and still outperform. This is educational, not financial advice.
Prices as of June 2026. For educational purposes only.
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Score
📐 Score Breakdown
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Your Portfolio Archetype
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