What's your portfolio really telling you?
Enter your ETF holdings and get a plain-English breakdown of your fees, diversification, and risk level. No jargon. No sales pitch. Not sure how to structure your portfolio yet? Start with the 3-fund portfolio guide →
Paste your holdings below. One ETF per line in this format: TICKER, SHARES, COST_PER_SHARE
Describe your portfolio in plain English. I'll do my best to parse it!
Works with statements from Schwab, Fidelity, Vanguard, TD Ameritrade, E*TRADE, Merrill Lynch, and more.
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Your Holdings
0 ETFs8 Analyses in One Free Tool
Enter any combination of ETFs and get an instant breakdown across every dimension that matters.
Portfolio Health Score
An A–F grade across fees, diversification, risk, overlap, and income, with a transparent breakdown of how every point was earned.
30-Year Fee Impact
Weighted average expense ratio across your holdings, your annual dollar cost, and what those fees compound into over 30 years at 8% growth.
Dividend Income Estimate
Estimated annual distributions based on each ETF's trailing yield and your share count. Displayed alongside fee drag so you can weigh the trade-off.
Risk & Stress Test
Portfolio beta, estimated volatility, and simulated drawdowns in a 2008-style crash (−37%) and a 2020-style correction (−34%).
Look-Through Analysis
The actual companies inside your ETFs, weighted by your allocation. See concentration risk you'd otherwise miss, like owning Apple across six funds.
What-If Simulator
Drag sliders to explore different stock/bond/international splits. Or swap one specific ETF for another and see the instant score, fee, and risk impact.
Rebalancing Calculator
Choose a target allocation (80/20, 60/40, 3-fund, and more) and see how your current mix compares to it.
Benchmark Comparison
See how your portfolio stacks up against VOO, a 3-fund portfolio, and the classic 60/40 allocation on fees, diversification score, and yield.
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What's driving your grade
How you compare
Did You Know?
Quick investing facts based on what you actually hold.