⚖️ IGV vs VGT Comparison · Free & No Signup

IGV vs VGT: A Software Slice vs the Whole Tech Sector

These two funds get compared because both say "tech," but they answer different questions. VGT owns the entire US technology sector for 0.10%, with Apple, Nvidia, and Microsoft as its engine. IGV carves out just the software industry for 0.41%: no Apple, no Nvidia, no chipmakers, about 100 names led by Microsoft, Oracle, and Salesforce.

💰 VGT is cheaper 🔬 Compare top 10 holdings → 💡 Plain-English verdict
🤝 BFF Take
VGT Is the Broad Tech Core. IGV Is a Concentrated Software Bet That Costs Four Times More.

VGT (Vanguard Information Technology ETF) tracks the full US tech sector: about 315 stocks at 0.10%, with Apple, Nvidia, and Microsoft together making up a large share of the fund. IGV (iShares Expanded Tech-Software ETF) holds roughly 100 software companies at 0.41%, and its exclusions define it: no Apple, no Nvidia, no semiconductor names at all. Software is the part of tech with the fattest gross margins and often the steepest valuations, so IGV concentrates both the upside and the risk of that profile. Most of IGV's major holdings already sit inside VGT at smaller weights, which means VGT holders already own the software industry in proportion to its market size. The 31 basis point fee gap is $310 a year on $100,000. IGV's case rests entirely on wanting software specifically, and more of it than the sector weighting gives you.

📋 Quick Takeaways
🧩IGV excludes Apple, Nvidia, and all chipmakers. VGT includes them, and they dominate it. The two funds overlap far less than their "tech" labels suggest.
💰VGT charges 0.10%, IGV charges 0.41%. That is $310 a year of extra cost per $100,000 for the software-only concentration.
🎯Most of IGV's top holdings are already inside VGT at market weight. IGV is a way to overweight software, not a way to get exposure you otherwise lack.
📊 Data-Based Take: VGT has the lower fee

Whether the lower-cost fund suits your situation depends on your existing holdings, account type, tax situation, and how you use each fund. This is a cost comparison, not a personalized recommendation.

Reviewed by a CFA® Charterholder · Data as of Jul 10, 2026 · Educational only, not financial advice
IGV
iShares Expanded Tech-Software Sector ETF
Expense Ratio
0.41%
1-Year Return
-14.7%
AUM
$13.5B
Holdings
100
VGT
Vanguard Information Technology Index Fund ETF Shares
Expense Ratio
0.10% ✓
1-Year Return
+38.7%
AUM
$169.4B
Holdings
315

📋 IGV vs VGT — Key Facts Side by Side

Metric IGV VGT
Fund Name iShares Expanded Tech-Software Sector ETF Vanguard Information Technology Index Fund ETF Shares
Issuer iShares Vanguard
Tracks Index S&P North American Expanded Technology Software Index MSCI US IMI Information Technology 25/50
Expense Ratio 0.41% 0.10% ✓
Cost per $10K/yr $41.00 $10.00
AUM $13.5B $169.4B
Holdings 100 315
Inception 2001 2004
1-Year Return -14.67% +38.69%
3-Year Return +11.67% +29.41%
5-Year Return +3.48% +18.86%
Dividend Yield 0.02% 0.36%
Holdings Overlap See holdings overlap →
Avg Bid-Ask Spread 0.02% 0.02%

Expense ratio, AUM, and returns updated Jul 10, 2026 from ETF BFF database. Returns are annualised. Not investment advice.

📊 IGV vs VGT — Annualised Returns

Annualised returns (trailing, price-based). Past performance does not guarantee future results.

🎯 Should You Buy IGV or VGT?

Choose if...
IGV
  • You already use iShares and prefer staying within their fund family
Choose if...
VGT
  • You want the lowest fees — saves ~$31/yr per $10K vs IGV
  • You want broader diversification (315 holdings vs 100)

💰 What the Fee Difference Actually Costs

Adjust the numbers for your situation. This models each fund's expense ratio compounding against your balance over time.

Assumes a constant annual return reinvested, with each fund's expense ratio deducted yearly. Illustrative only; actual returns vary. Past performance does not guarantee future results.

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❓ IGV vs VGT — Frequently Asked Questions

Scope. VGT tracks the entire US information technology sector: about 315 stocks including hardware (Apple), semiconductors (Nvidia, Broadcom), and software (Microsoft), for 0.10%. IGV tracks only the software industry: roughly 100 names led by Microsoft, Oracle, Salesforce, and Palantir, with no hardware or chip stocks, for 0.41%. VGT is a sector fund you could hold as a long-term tech allocation. IGV is an industry fund that concentrates on one slice of that sector.
Largely yes. Most of IGV's major software holdings also sit inside VGT, just at smaller market-cap weights alongside hardware and semiconductor names. Owning both does not add new companies so much as it increases your weighting toward software. The overlap tool on this page shows the shared top holdings between the two funds.
Niche industry funds almost always cost more than broad sector funds. IGV charges 0.41% against VGT's 0.10%, a 31 basis point gap that compounds into roughly $310 a year per $100,000 invested. Specialized indexes have higher licensing and maintenance costs and less fee competition than the handful of giant broad-sector funds. Whether the concentration is worth 4x the fee depends entirely on wanting software specifically rather than tech broadly.
XLK is the SPDR Technology Select Sector fund: only the tech stocks inside the S&P 500, about 65 large caps at 0.09%, dominated by Apple, Microsoft, and Nvidia. It is closer to VGT than to IGV, with an even narrower large-cap focus. IGV remains the software-only option of the three. The XLK vs VGT comparison covers that pairing in detail.
They expose different layers of it. VGT carries the AI hardware supply chain through Nvidia, Broadcom, and other chipmakers, plus the software layer at market weight. IGV concentrates on the application and infrastructure software side, including names like Microsoft, Oracle, and Palantir, with no chip exposure at all. Neither is an AI fund; dedicated AI thematic funds like AIQ define the theme explicitly. Which layer performs better in any period is not predictable in advance. Past performance does not guarantee future results.

New to ETF investing? See answers to the most common ETF questions →

📄 IGV & VGT Fact Sheets

IGV Fact Sheet VGT Fact Sheet
ℹ️ Data shown is for educational purposes and may not reflect the most current figures. Returns are trailing price-based and exclude dividend reinvestment. Past performance does not guarantee future results. ETF BFF is not a licensed financial advisor — this is not personalized financial advice.