⚖️ ESGU vs VTI Comparison · Free & No Signup

ESGU vs VTI: The ESG Screen vs the Whole Market

ESGU screens US large and mid caps for ESG criteria at 0.10%. VTI owns the entire US market, screen-free, for 0.03%. The screen narrows the portfolio and triples the fee.

💰 VTI is cheaper 🔬 Compare top 10 holdings → 💡 Plain-English verdict
🤝 BFF Take
A Values Screen on Part of the Market vs the Whole Thing. Returns Are Not the Deciding Factor

ESGU (iShares ESG Aware MSCI USA ETF) applies an ESG screen to US large and mid-cap stocks, holding around 320 names after removing tobacco, controversial weapons, thermal coal, and companies in serious ESG controversies, then optimizing to stay close to the broad market's risk and return. VTI owns the entire US market, about 3,700 companies including small caps and every screened-out sector, for 0.03%. Two real differences follow. First, breadth: VTI is far more complete, while ESGU is a narrower, large-cap-leaning portfolio. Second, the screen and the fee: ESGU costs 0.10%, more than triple VTI, to exclude specific industries. Because ESGU optimizes to track the market closely, its returns usually land near VTI's, with gaps driven by which screened sectors happened to run. As with most ESG-versus-vanilla decisions, this comes down to values, not performance. If you want a broad US holding that screens out certain industries and you accept giving up small-cap breadth, ESGU does that at a reasonable cost. If the screen does not matter to you, VTI is more complete and cheaper, and it remains the stronger default core.

📋 Quick Takeaways
🌱ESGU screens out tobacco, controversial weapons, thermal coal, and ESG-controversy names. VTI owns everything.
🌎VTI is the whole market (~3,700 stocks incl. small caps). ESGU is ~320 large/mid-cap names, narrower by design.
💸ESGU costs 0.10% vs VTI's 0.03%. The screen, not better returns, is what you are paying triple for.
📊 Data-Based Take: VTI has the lower fee

Whether the lower-cost fund suits your situation depends on your existing holdings, account type, tax situation, and how you use each fund. This is a cost comparison, not a personalized recommendation.

Reviewed by a CFA® Charterholder · Data updated Jun 2026 · Educational only, not financial advice
ESGU
iShares ESG Aware MSCI USA ETF
Expense Ratio
0.10%
1-Year Return
+29.8%
AUM
$16.6B
Holdings
320
VTI
Vanguard Total Stock Market Index Fund ETF Shares
Expense Ratio
0.03% ✓
1-Year Return
+30.2%
AUM
$2,202.6B
Holdings
3,700

📋 ESGU vs VTI — Key Facts Side by Side

Metric ESGU VTI
Fund Name iShares ESG Aware MSCI USA ETF Vanguard Total Stock Market Index Fund ETF Shares
Issuer iShares Vanguard
Tracks Index MSCI USA Extended ESG Focus CRSP US Total Market
Expense Ratio 0.10% 0.03% ✓
Cost per $10K/yr $10.00 $3.00
AUM $16.6B $2,202.6B
Holdings 320 3,700
Inception 2016 2001
1-Year Return +29.82% +30.20%
3-Year Return +23.10% +23.19%
5-Year Return +12.62% +12.63%
Dividend Yield 0.97% 1.06%
Holdings Overlap High on the large-cap end. ESGU is an ESG-screened slice of the US large/mid market; VTI owns the entire US market including small caps and screened-out sectors. — see full overlap →
Avg Bid-Ask Spread 0.01% 0.00%

Expense ratio, AUM, and returns updated May 25, 2026 from ETF BFF database. Returns are annualised. Not investment advice.

📊 ESGU vs VTI — Annualised Returns

Annualised returns (trailing, price-based). Past performance does not guarantee future results.

🎯 Should You Buy ESGU or VTI?

Choose if...
ESGU
  • You already use iShares and prefer staying within their fund family
Choose if...
VTI
  • You want the lowest fees — saves ~$7/yr per $10K vs ESGU
  • You want broader diversification (3,700 holdings vs 320)
  • You want the entire US stock market — large, mid, and small cap in one fund

💰 What the Fee Difference Actually Costs

Adjust the numbers for your situation. This models each fund's expense ratio compounding against your balance over time.

Assumes a constant annual return reinvested, with each fund's expense ratio deducted yearly. Illustrative only; actual returns vary. Past performance does not guarantee future results.

⚙️ Want the Full Interactive Comparison?

Side-by-side holdings overlap, sector breakdown, and live performance tabs, all in one place.

Run Full ESGU vs VTI Comparison → Free · No signup · Instant results
📧 Free Weekly Newsletter

Get smarter about ETFs — one concept a week, free forever

The ETF BFF newsletter breaks down one ETF concept per week — clear, jargon-free, and actually useful.

Free to learn forever · No spam · Unsubscribe anytime

✅ You're in! Check your inbox for your first issue.

❓ ESGU vs VTI — Frequently Asked Questions

VTI owns the entire US stock market, about 3,700 companies across large, mid, and small caps, for 0.03%, with no screening. ESGU holds around 320 US large and mid-cap stocks for 0.10%, after applying an ESG screen that removes tobacco, controversial weapons, thermal coal, and companies caught in serious ESG controversies. ESGU is narrower and more large-cap focused; VTI is broader and cheaper.
Usually only modestly, because ESGU is built to track the broad market closely while applying its screen. Its returns tend to land near VTI's, with differences driven by which excluded sectors performed well or poorly in a given period. ESGU also lacks small-cap exposure, which can matter in years small caps lead. The screen is not designed to beat the market, just to align it with ESG criteria. Past performance does not guarantee future results.
If the ESG screen matters to you, 0.10% is a reasonable price for a broad, market-tracking US fund that excludes certain industries. The roughly $7 per year per $10,000 difference is small in absolute terms. If you do not care about screening out tobacco, coal, and controversial weapons, you are paying more than triple the fee and giving up small-cap breadth for an exclusion you may not value, which makes VTI the better core.
Both are broad US ESG funds, but they come from different providers with different screens. ESGU (iShares) holds about 320 large and mid-cap names and optimizes to track the market closely while applying a lighter screen. ESGV (Vanguard) holds around 1,500 stocks with a stricter exclusion list that removes all fossil fuels, weapons, gambling, and adult entertainment. ESGV is the more aggressive screen; ESGU is closer to plain market exposure with ESG guardrails.

New to ETF investing? See answers to the most common ETF questions →

📄 ESGU & VTI Fact Sheets

ESGU Fact Sheet VTI Fact Sheet
ℹ️ Data shown is for educational purposes and may not reflect the most current figures. Returns are trailing price-based and exclude dividend reinvestment. Past performance does not guarantee future results. ETF BFF is not a licensed financial advisor — this is not personalized financial advice.