⚖️ VUG vs VOO Comparison · Free & No Signup

VUG vs VOO: Growth Tilt vs the Whole S&P 500

VUG buys the growth half of US large caps. VOO buys all 500. The catch is that VUG concentrates in the exact megacaps VOO already holds at its largest weights.

💰 VOO is cheaper 🔬 Compare top 10 holdings → 💡 Plain-English verdict
🤝 BFF Take
VOO Is the Core. VUG Is a Bet On More of What VOO Already Owns

VOO owns all 500 companies in the S&P 500 for 0.03%, weighted by size, which means Apple, Microsoft, Nvidia, and the rest of the megacap tech names already sit at the top. VUG takes that same market and keeps only the growth half, roughly 180 names that are about half technology, for 0.04%. So VUG is not exposure to something VOO lacks. It is a more concentrated dose of what VOO already holds in size. That concentration is why VUG outperformed VOO over the past decade: megacap growth led, and VUG had more of it. It is also why VUG falls harder when those same names sell off. For the overwhelming majority of investors, VOO is the correct core. It is cheaper, more diversified across all eleven sectors, and it captures the growth names automatically. VUG makes sense only if you deliberately want to lean harder into large-cap growth and you accept bigger drawdowns to chase it. Held on top of a total-market or S&P 500 fund, VUG mostly double-counts your largest positions.

📋 Quick Takeaways
🧩VUG is a subset of VOO, not a complement. Its top holdings are VOO's top holdings, just at heavier weights.
📈VUG beat VOO over the last decade because megacap growth led. The same concentration cuts deeper in downturns.
🎯VOO at 0.03% is the diversified core. Add VUG only as a deliberate growth tilt, knowing you are doubling down on megacaps.
📊 Data-Based Take: VOO has the lower fee

Whether the lower-cost fund suits your situation depends on your existing holdings, account type, tax situation, and how you use each fund. This is a cost comparison, not a personalized recommendation.

Reviewed by a CFA® Charterholder · Data updated Jun 2026 · Educational only, not financial advice
VUG
Vanguard Growth Index Fund ETF Shares
Expense Ratio
0.04%
1-Year Return
+30.5%
AUM
$365.0B
Holdings
180
VOO
Vanguard S&P 500 ETF
Expense Ratio
0.03% ✓
1-Year Return
+30.3%
AUM
$1,600.2B
Holdings
503

📋 VUG vs VOO — Key Facts Side by Side

Metric VUG VOO
Fund Name Vanguard Growth Index Fund ETF Shares Vanguard S&P 500 ETF
Issuer Vanguard Vanguard
Tracks Index CRSP US Large Cap Growth S&P 500
Expense Ratio 0.04% 0.03% ✓
Cost per $10K/yr $4.00 $3.00
AUM $365.0B $1,600.2B
Holdings 180 503
Inception 2004 2010
1-Year Return +30.45% +30.31%
3-Year Return +27.72% +23.64%
5-Year Return +14.91% +13.83%
Dividend Yield 0.40% 1.08%
Holdings Overlap High. VUG's growth holdings are a concentrated slice of VOO. The same megacap tech names sit at the top of both. — see full overlap →
Avg Bid-Ask Spread 0.00% 0.00%

Expense ratio, AUM, and returns updated May 25, 2026 from ETF BFF database. Returns are annualised. Not investment advice.

📊 VUG vs VOO — Annualised Returns

Annualised returns (trailing, price-based). Past performance does not guarantee future results.

🎯 Should You Buy VUG or VOO?

Choose if...
VUG
  • You want tech-heavy large-cap growth exposure via CRSP US Large Cap Growth
  • You already use Vanguard and prefer staying within their fund family
Choose if...
VOO
  • You want the lowest fees — saves ~$1/yr per $10K vs VUG
  • You want broader diversification (503 holdings vs 180)

💰 What the Fee Difference Actually Costs

Adjust the numbers for your situation. This models each fund's expense ratio compounding against your balance over time.

Assumes a constant annual return reinvested, with each fund's expense ratio deducted yearly. Illustrative only; actual returns vary. Past performance does not guarantee future results.

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❓ VUG vs VOO — Frequently Asked Questions

VOO holds all 500 companies in the S&P 500, weighted by market size, for a 0.03% fee. VUG holds only the growth half of the US large-cap market, about 180 companies concentrated in technology and consumer discretionary, for 0.04%. Because the S&P 500 is already top-heavy in megacap growth, VUG's biggest holdings overlap heavily with VOO's. The difference is concentration: VUG strips out the value and dividend-oriented names and leaves you with a heavier growth tilt.
Yes, over the past five and ten years VUG has outperformed VOO, returning roughly 18.5% annualized versus about 16% for VOO over five years. That outperformance came entirely from the strong run in megacap technology, which VUG holds in heavier concentration. The flip side is that VUG also fell further in the 2022 downturn. The outperformance is a bet on growth continuing to lead, not a structural advantage. Past performance does not guarantee future results.
Owning both means doubling down on the megacap growth names that already dominate VOO. It is not true diversification because VUG is essentially a subset of VOO with extra weight on the same top holdings. If you want a growth tilt, owning both is one way to do it, but understand you are concentrating, not spreading risk. Many investors simply hold VOO or VTI and let the index decide how much growth exposure they get.
Yes. VUG is more concentrated and more volatile than VOO. It holds fewer companies (about 180 vs 500), tilts heavily toward technology, and lacks the defensive value and dividend sectors that cushion VOO in downturns. That means bigger gains when growth leads and bigger losses when it does not. VOO's broader diversification across all sectors makes it the steadier of the two.

New to ETF investing? See answers to the most common ETF questions →

📄 VUG & VOO Fact Sheets

VUG Fact Sheet VOO Fact Sheet
ℹ️ Data shown is for educational purposes and may not reflect the most current figures. Returns are trailing price-based and exclude dividend reinvestment. Past performance does not guarantee future results. ETF BFF is not a licensed financial advisor — this is not personalized financial advice.