SCHA
Schwab U.S. Small-Cap ETF (SCHA)
SCHA (Schwab U.S. Small-Cap ETF) charges a 0.04% expense ratio. On a $10,000 investment that is about $4.00 per year in fund fees, or about $40 per year on $100,000. The fee is deducted automatically from the fund's value, not billed separately. See how expense ratios work →
Performance (data as of Jul 14, 2026): YTD +27.4% · 1-year +33.9% · 3-year +18.9% annualized · 5-year +7.8% annualized. Dividend yield 0.99%. $24.2B in assets. Past performance does not guarantee future results.
SCHA is the cheap IWM replacement most small-cap buyers never hear about: the same broad small-cap idea across roughly 1,700 holdings at 0.04% instead of IWM's 0.19%. Like VB, it applies no profitability screen, so the portfolio includes the unprofitable end of the small-cap barrel; screened funds like AVUV exist for investors who want that filter. IWM's genuine advantage is its options and trading ecosystem, which matters to traders and not to anyone dollar-cost averaging into small caps.
✓ Who it's actually for
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Editorial opinion based on documented fund characteristics, not personalized investment advice. ETF BFF is not a registered investment advisor.
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📈 Performance history
Annualized where notedReturns are price-based and exclude dividend reinvestment. Total return will typically be higher by approximately the fund's annual yield. Past performance does not guarantee future results.
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❓ Questions people actually ask about this ETF
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SCHA's expense ratio is 0.04% per year. On a $10,000 investment, that is roughly $4.00 per year in fund fees, automatically deducted from the fund's NAV, not billed separately. What expense ratios cover, and what a good one looks like →
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SCHA is the cheap IWM replacement most small-cap buyers never hear about: the same broad small-cap idea across roughly 1,700 holdings at 0.04% instead of IWM's 0.19%. Like VB, it applies no profitability screen, so the portfolio includes the unprofitable end of the small-cap barrel; screened funds like AVUV exist for investors who want that filter. IWM's genuine advantage is its options and trading ecosystem, which matters to traders and not to anyone dollar-cost averaging into small caps. Past performance does not guarantee future results. Educational only, not personalized investment advice. ETF BFF is not a registered investment advisor.
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SCHA returned +33.9% over the trailing 12 months. Past performance does not guarantee future results. ETF returns fluctuate with market conditions. Educational only, not personalized investment advice.
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SCHA (Schwab U.S. Small-Cap ETF) has $24.2B in assets under management. AUM is a measure of fund size and liquidity. Larger funds generally have tighter bid-ask spreads and are less likely to close. It is not a measure of quality or expected returns.
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SCHA has a trailing 12-month dividend yield of 0.99%. ETF dividends are paid to shareholders based on distributions collected from the underlying holdings. Dividend payments are not guaranteed and can vary each quarter based on fund holdings and market conditions. Educational only, not personalized investment advice.
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Use the ETF BFF comparison tool at etfbff.com/research/compare/ to run a side-by-side analysis of SCHA against similar ETFs, covering expense ratios, holdings overlap, performance history, and our plain-English verdict on which one fits your goals.
All answers are educational and general in nature, not personal financial advice. Always verify data with the fund issuer and do your own research before investing.